Branch Employee Transaction Performance Analysis

A credit union can analyze and monitor the performance of their individual branch employees related to the amount…. and type of transactions to identify areas of excellence and/or areas of improvement that should be addressed to meet the branch performance goals.

Branch Employee Deposit Performance Analysis

A credit union can analyze and monitor the performance of their individual branch employees related to the placement……. of different products, such as deposits, to identify areas of excellence and/or areas of improvement that should be addressed to meet the branch performance goals

Member Cash Flow Analysis

A credit union can analyze growing member relationships. Credit union users can track the flow of member funds…… to guide them towards products and services that would benefit them, based on changes in deposit amounts. This enables the credit union to focus on fund flows before and after a significant financial event, helping their members thrive during income challenges.

Shared Branch Analysis

A credit union can analyze its shared branch transactions by channel to identify which branches are primarily being….. used for transactions that could be accomplished through digital channels instead. This helps in identifying actions that can improve member communication, increase digital channel adoption, and optimize shared branch cost structure.

Remote Deposit Capture (RDC) Adoption

A credit union can analyze the use of remote deposit capture (RDC) alongside member demographic data, such as…. residential addresses, to adjust its branch investment strategy or optimize adoption through marketing campaigns. By examining a map, the credit union can pinpoint the locations where members are utilizing the RDC digital banking channel. Comparing this with non-digital members can help determine where RDC campaigns should be conducted.

Deposit Growth Analysis

A credit union can track historical deposits to determine the account types that are driving the overall growth…… (e.g., checking, savings, certificates of deposit, IRAs). Credit union users can also track new member money flows since onboarding to help guide members to the specific products and services which would benefit them based on deposit dollar amount changes.